Credit Authorizers, Checkers, & Clerks
Also called: Commercial Credit Reviewer, Credit Investigator, Credit Processor, Credit Representative,
What they do:
Authorize credit charges against customers' accounts. Investigate history and credit standing of individuals or business establishments applying for credit. May interview applicants to obtain personal and financial data, determine credit worthiness, process applications, and notify customers of acceptance or rejection of credit.On the job, you would:
- Keep records of customers' charges and payments.
- Compile and analyze credit information gathered by investigation.
- Obtain information about potential creditors from banks, credit bureaus, and other credit services, and provide reciprocal information if requested.
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What they do:
Authorize credit charges against customers' accounts. Investigate history and credit standing of individuals or business establishments applying for credit. May interview applicants to obtain personal and financial data, determine credit worthiness, process applications, and notify customers of acceptance or rejection of credit.On the job, you would:
- Keep records of customers' charges and payments.
- Compile and analyze credit information gathered by investigation.
- Obtain information about potential creditors from banks, credit bureaus, and other credit services, and provide reciprocal information if requested.
KNOWLEDGE
Business
- customer service
- administrative services
Arts and Humanities
- English language
Math and Science
- arithmetic, algebra, geometry, calculus, or statistics
Safety and Government
- law and government
SKILLS
Basic Skills
- listening to others, not interrupting, and asking good questions
- talking to others
Problem Solving
- noticing a problem and figuring out the best way to solve it
ABILITIES
Verbal
- communicate by speaking
- listen and understand what people say
Ideas and Logic
- notice when problems happen
- make general rules or come up with answers from lots of detailed information
PERSONALITY
People interested in this work like activities that include data, detail, and regular routines.
They do well at jobs that need:
- Integrity
- Cooperation
- Dependability
- Attention to Detail
- Self Control
- Stress Tolerance
TECHNOLOGY
You might use software like this on the job:
Spreadsheet software
- Microsoft Excel
- Spreadsheet programs
Presentation software
- Microsoft PowerPoint
Electronic mail software
- Email software
- Microsoft Outlook
EDUCATION
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JOB OUTLOOK
New job opportunities are less likely in the future.
$40,100
$26,950
$60,570